Mutual funds are professionally managed investment funds that pool money from different investors to raise money from shareholders and invest in a group of assets. Mutual funds raise money by selling the shares of the funds to public to get maximum returns on the investments. And to get such returns there are many experts available in the market like Upwardly’s website, who help the investors to make better investments.

Here are how mutual funds bring returns and convenience to its investors with the below mentioned benefits:


Being a small investor, one might find it difficult to buy shares of larger corporations. Mutual funds usually buy as well as sell securities in larger volumes which allows investors to benefit from the lower trading costs. One can start investing on the basis of minimum investment requirement in a Systematic Investment Plan on a regular basis.

Tax Benefits

Investors who invest in mutual funds for a period of 12 months or more qualify for capital gains and are taxed accordingly. These can be tax efficient investment avenues which will help you to reduce the tax burden and increasing your wealth at the same time. ELSS- Equity Linked Savings Schemes is an ideal tax-saving instrument which offers an easy option to obtain several tax benefits and is a perfect opportunity to harness upside of investing in the equity market.


With open- end funds, investors can redeem all or some part of their investments any time they wish to and also receive the current value of the shares. More than most investments, funds are more liquid in shares, bonds and deposits. This process is standardized, efficient and quick so that one can get their cash in their hands as soon as possible. Investing money in open-ended schemes based on its NAV- net asset value can help you get the benefits and money promptly.If the investment is close- ended, it can be traded in the stock exchange.


According to the concept of intelligent investing, diversification lowers the risk of loss by spreading your money across various geographic regions and industries. The sector funds spread your investment across just one industry and that is why they are less diversified and hence, more volatile. The mutual fund schemes help investors to mitigate risks upto a large extent by distributing the investments done by the investors across a diverse range of assets. It is also advisable for investors with limited investment capital to grab this investment opportunity.


A mutual fund’s performance is often reviewed by various rating as well as the publication agencies, thus making it very easy for the investors to compare one fund to another. You will be provided with regular updates as well as other information on the fund’s holdings adding to the fund manager’s strategy. The SEBI- securities and exchange board of India regulates every mutual fund which means that your investment is managed in a complete disciplined manner.

Rupee-Cost Averaging

With rupee- cost averaging, investors can invest a specific rupee amount at regular intervals irrespective of the investment’s unit price. The result of this is your money will buy more units whenever the price is low and fewer units when the price is quite high. This can mean a lower average cost per unit over time. This method allows you to discipline yourself by investing monthly or quarterly instead of making sporadic investments.

Expert Fund Managers

Mutual funds have qualified professional teams that continuously analyze the performance and prospect of the companies. They select suitable investments to achieve the objectives of these schemes. These fund managers are in better position to manage your investments and get higher returns and have real- time access to the crucial market information and execute trades on the most cost- effective scale.